Medical overseas treatment program

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It is not a mandatory cover on the part of the medical aid and members of lower plans usually do not enjoy this benefit. The onus, however, still rests on the medical aid member to inform the scheme of their travel plans prior to leaving South Africa. Medical aid is a form of security. Should you fall ill then you have the cover to assist you with the medical bills which can be difficult to afford for most people.

However, your medical aid only covers for necessary medical expenses accrued within South Africa. Most schemes will cover some of the medical bills that you accrue overseas provided that you went to legitimate practitioners and facilities. This will only be for essential bills usually for emergency medical services. However, you will first have to pay in cash and there is no guarantee that you scheme will reimburse you. Although medical services can be cheaper in some countries, the reality is that emergency medical care is expensive throughout the world, especially for private medical care.

South Africans often complain about the state of government health care facilities within the country but public facilities in some countries are much worse.